Blind leading the Blind

Let me start by saying I have always enjoyed reading anything by Robert Kiyosaki. His "Rich Dad" series will always be one of my all time favorites. He seems to be able to motivate individuals without even trying. I will also state that I agree with MANY of the things he has said and many of the things he has written. I will always echo his thoughts about becoming self employed.
I always look forward to his articles that appear on Yahoo Finance. However, the latest ARTICLE from him really hit a nerve. In the article he suggest that a 401k plan is not really a good plan at all. I will be the first to admit that there are better ways to retire than hoping with a 401k, however, for many out there the 401k is perfect. The 401k (not to mention the roth 401k) normally comes with a match. Many employers will match around 5 percent of the input. Robert, please tell me where else these people can place their money that will be 1)PreTax 2)Tax Deferred 3) Gain 100% return the second it is invested. GET REAL!
Sure, I see your point that if the market crashes then they lose their money. I see the point that if they need it early they have to take a 10% penalty. I get it. However, you know there are ways to avoid that and for once I think you left these points out because they would not have supported your article.
For those that are freaking out after reading Roberts latest masterpiece, step off the ledge. Walk back over to the 401k and take a look at it again.
If you can find another plan that will match you (meaning double your money upfront) and will give you the ability to do it with pretax money AND defer taxes until you use the money then I would say try it.
If you worry that you will lose all of your money because the stock market is going to crash and burn, then quit putting your money in mutual funds and look at other savings options inside your 401k.
I want to state again that Robert is very correct about fully relying on the 401k. If you are holding a 401k in one hand, SSI in the other and hoping you can have a great retirement using them both then please pass what ever you have been taking. It isn't going to work like that. You will always have "Too Much Month."
I hope you will take this as some type of motivation to research all plans, not just retirement. Many plans that are put in place have many benefits. Many plans will NEVER WORK...such as the latest health care goof and Social Security. If you do your research now, follow the proper plan, later you will never have "Too Much Month."

Thanks